6 Low Capital Business Ideas

6 Low Capital Business Ideas

6 Low Capital Business Ideas

What are low-capital business ideas?

  1. Cake and Pastries Business
  2. Homemade Drinks Business 
  3. Online Teaching Business 
  4. Photography Service Business
  5. Food Cart Franchise Business 
  6. Clothing, Accessories, Makeup, or Skincare Product Reselling

Nowadays, many people quit their day jobs just to be their own boss. Even students right out of school start a business to earn more and to get full control over their work schedule. However, a major consideration in setting up a business is the capital. 

Several people think that to start a business and reach success, they need a large capital. The good news is, that you don’t need to apply for a loan or empty your entire savings just to be a business owner. Here are 6 low capital business ideas you can start today. 

In the Philippines, more and more Filipinos are looking to open new businesses, allowing the economy to grow and recover. In fact, over 99.5% of Philippine registered businesses in the Philippines are micro, small, and medium enterprises (MSMEs). Be your own boss and grow your finances through these business ideas!  

Cake and Pastries Business

Cake and Pastries Business

Estimated capital needed: Php 3,000 – Php 5,000 (if you already have baking equipment and materials) / Php 30,000 – Php 40,000 (if you still have to purchase baking equipment and materials)

Do you like baking all kinds of delicious cakes and pastries? Then, starting a cake and pastries business is a great low-capital business idea for you! If you already have baking equipment, you’ll find it easy in your pockets to start this business. If not, you will need to consider the expenses such as a mixer, oven, cake pans, cake liners, measuring bowls, and racks. For a steady flow of clients, you can partner with caterers to avail of your services. 

Homemade Drinks Business 

Estimated capital needed: Php 500 – Php 5,000 

Selling drinks is one of the best low-capital business ideas in tropical countries such as the Philippines. In countries like this, refreshing drinks like milk teas and fruit shakes will likely be popular during summer. 

Online Teaching Business 

Estimated capital needed: Php 2,000 – Php 30,000

Thanks to the internet and video-conference applications like Zoom and Skype, learning has never been easier. People can now learn in the comforts of their homes. If you are an expert at certain subjects or topics such as Math, English, Science, Trading, 

Marketing, or even Photography, a low capital business idea to try is online teaching. 

To start an online teaching business, all you need is a computer/laptop, a stable internet connection, a quality webcam, and headphones. 

Photography Service Business

Estimated capital needed: Php 20,000 (if you don’t have a quality DSLR camera) 

If you always find yourself behind the lens during an event, why not give your photography skills a shot? Start a photography service business for events like prenup pictorials, weddings, family shoots, debuts, and kiddie parties. 

To reach success, have an impressive photography portfolio to present to your potential clients. You can also post your photos on social media. In addition, you can try to partner with event planners and videographers for more earning potential. 

Food Cart Franchise Business 

Estimated capital needed: Starting from Php 50,000 

Rather than starting from scratch, many business owners opt to start a food franchise business. The advantage of starting a food franchise business is that you don’t have to worry about operations, branding, marketing, and other aspects as these have already been tested. 

With a food cart franchise business, you only need to pay a franchise fee starting from Php 50,000. However, this amount can be much bigger if you are franchising a famous food brand. This amount also typically includes training, equipment, marketing support, and sometimes, even several products. 

When starting a food cart franchise business, it’s important to choose a location with high foot traffic such as transportation terminals and malls. 

Clothing, Accessories, Makeup, or Skincare Product Reselling 

Clothing, Accessories, Makeup, or Skincare Product Reselling 

Estimated capital needed: Php 10,000 to Php 20,000 

If you’re an enthusiast of certain products — whether clothes, accessories, makeup or skincare products — but you don’t have the large capital needed to start your own business, you can try reselling for now.

With a capital of Php 10,000, you can start reselling products from more popular brands. Once you have enough savings, you can proceed with starting your own business! 

Key Takeaway

As you have read, you don’t need to have a large capital just to be an entrepreneur. Try any of the low-capital business ideas we listed above and become your own boss today!

Need more business tips? Tune in to the best business podcast in the Philippines — Leadership Stack! Listen to some of the most experienced and successful entrepreneurs from around the world share their time-tested business tips. Click here to listen now! 

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